4 Good Credit Score Habits

June 8, 2021 by Bautis Financial

Credit scores are so useless... until you need them! Here are some good habits to have so that when you do need a line of credit, your score will support you.

It can take years to build up your credit score. Here are some good credit score habits to keep in mind.

Maintain a low credit balance. Maxing out credit lines will lower your score.
Pay your bills on time. Setup auto-pay for reoccurring bills.
Limit hard credit inquiries. Inquiries stay on your report for 2 years.
Don’t close unused credit cards, unless they cost you in annual fees.

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