Addressing the need for life insurance is an important part of every financial plan. With proper planning we can make sure that the plans we set forth will not get derailed by an early death. The key and most important component of insurance planning is the death benefit or the amount of
How to Calculate Health Care Expenses in Retirement
How to Calculate Health Care Expenses in Retirement by Victoria Finlay Health care is a major concern for people as they get older. The unanswered question of whether or not you will be able to afford your health care expenses can be unnerving. In the blink of an eye your life changes from
Life Insurance Awareness Month
Life Insurance Awareness Month is a month to put the spotlight on Life Insurance and how it can help prevent financial catastrophes for families. This year's spokesperson is Boomer Esiasion: 10 Questions with Boomer Boomer's life insurance
What Is More Feared Than Death?
Among workers ages 40 and 50, nearly half fear the financial consequences of a critical illness- compared with just 29 percent who rate dying as their biggest concern, according to a new study. That fear of a hit to the wallet being a bigger concern than dying is most pronounced among single
Retirement Income With Fixed Indexed Annuities
Annuities are contracts that are purchased by investors from insurance companies in exchange for promise of future payment. There are several types of annuities which exist, including variable, fixed, deferred, immediate, and indexed. Indexed annuities, the topic of this post are a type of annuity
Disability Awareness
May was Disability Awareness Month. This post contains info on why protecting your income is critical to your financial success Do I need disability insurance? When it comes to becoming too sick or hurt to work, many people think, “It won’t happen to me.” But are you willing to risk your dreams
Protecting the Golden Goose
Life and Disability Insurance are a tough topic to discuss. One of the best explanations of their importance is a story I recently heard. A farmer had a Goose that laid Golden Eggs and went to talk to an insurance agent about insuring it. His question to the agent was a simple one: “If you had a
Aflac
Everyone has seen the commercials with the duck, but few people know what the duck and Aflac do. I recently added someone to my team who offers supplemental insurance benefits through Aflac. Would it be possible for us to come in and meet for 20 minutes with you to see if it would be beneficial to