Retirement is something that many people do not consider preparing for until their 30s, 40s, 50s or even later. If you are in your 20s you’re probably still trying to navigate your income, expenses, debt and how to make the most of your money, but one thing that should also be on your mind is
3 Reasons Why Robots Won’t Replace Financial Advisors
Robo-advisors have been heralded as the “future of investing” by their fans, but can computer algorithms really replace human financial advisors? Robo-advisors are less expensive than traditional advisors—but their low, up-front price comes with a loss in quality. Robo-advisors lack an
Is it Time For a Second Opinion On Your Portfolio Investments
In January, 2009 I mailed out the postcard below offering to provide a second opinion on the investments in someone's portfolio. The markets were in the middle of the crash of 2008 and 2009 and there was a lot of concern on when the downturn was going to stop and how much worse could things
2018 Half-Time Economic Recap
In the first half of 2018 we witnessed a flurry of economic activity. We saw everything from a return of volatility in the markets, trade tariffs, interest rate hikes, and enhanced geopolitical tensions. This video takes a look back at what's occurred so far in 2018 and where the markets may be
Bank and Portfolio Stress Tests
Every year the Federal Reserve puts banks through a series of annual "stress tests" which gauge whether banks are healthy enough to keep lending through an economic meltdown and whether they can continue with their dividend payouts and share buyback plans. This is the eight consecutive year the Fed
4 Reasons Your Retirement Plan Might Fall Short
Ever find yourself daydreaming about retirement? Whether your dream retirement entails traveling the world, dedicating time to beloved hobbies, or helping your children and grandchildren, saving enough for retirement is critical to enjoying all of these endeavors. Everyone deserves the best
Manage Your Freak Out Risk
When I think of someone doing something irrational I picture when my two year old son is tired, doesn't get his way, or when we tell him he has to eat his vegetables. His reaction isthat he usually freaks out and does something like throw himself on the floor, hit or bite his sister and parents or
Rebalancing
Just like balancing your car tires is maintenance that should be performed periodically, rebalancing your portfolio is a healthy activity that can be done to improve your investment returns. Rebalancing is the process of realigning the weightings of the investments in your portfolio of assets. We do