Retirement is something that many people do not consider preparing for until their 30s, 40s, 50s or even later. If you are in your 20s you’re probably still trying to navigate your income, expenses, debt and how to make the most of your money, but one thing that should also be on your mind is
Retirement Savings Tips: From Your 20s to Your 60s
Financial planning is a lifelong endeavor, but people often seek out investment advice that doesn’t fit their current stage in life. When it comes to saving for retirement, most Americans invest and manage those savings for six decades or longer. It’s important to consider how your resources and
Small Business Retirement Plans
The vast majority of businesses in the U.S employ fewer than 100 workers, yet these employees have less access to things like retirement planning vehicles and other benefits than those who work for larger companies. Here’s an overview of all the major features of each kind of retirement plan,
Variable Annuities – Love Them or Loathe Them
Fixed income annuity contracts have gained popularity with conservative investors as a safe means of growing their money on a tax-deferred basis. In the bull markets of the ’80s, a new type of annuity contract allowed investors to participate in the debt and equity markets and enjoy the benefits of
Changing Jobs May Impact Your Retirement
There are many things to consider when deciding whether changing your job makes sense. The obvious are whether you are getting paid more or doing something you might like better. There may also be things to take into account like location and work-life balance. One thing that few people consider
Self Directed IRA
Wealth Manager Marc Bautis Encourages Real Estate Professionals to Use Their IRA to Invest Wisely in Real Estate Marc Bautis, wealth manager for real estate professionals, believes that one of the best ways for his busy clients to secure their financial future is to invest in something they know –
The MyRA
MyRA (My Retirement Account), is the new payroll deductible savings vehicle announced by President Obama during his State of the Union Address on January 28th. It is a Roth IRA structured plan targeted towards lower-income workers who currently are not saving for retirement through a plan available
Time Is On Your Side
Building up a big enough nest egg for retirement is a goal for most people. The amount of savings you have available when you retire is a function of three things: Time – When you start saving. The earlier you start the better. Investment Return – The amount of money your savings earn. Usually