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Disposable vs Discretionary Income – Daily Flash Briefing

January 6, 2021 by Bautis Financial
Disposable vs Discretionary Income

Discretionary income is disposable income (after-tax income), minus all payments that are necessary to meet current necessities.

Have you ever been confused about disposable versus discretionary income?

Disposable income doesn’t mean you can throw it away, it means it’s at your disposal. Disposable income includes essential and non-essential spending and saving.

Discretionary income is the saving, spending or investing after necessities have been paid. It could be as simple as a latte, dining out or a vacation.

So remember, if the money is at your disposal, it’s disposable income.

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Category: Finance News, Personal FinanceTag: discretionary income, disposable income, Income, savings, spending
Previous Post: « 4 Tips for Saving 4 Saving Tips for the New Year
Next Post: Episode 61 – What to Do If You Get a Tax Notice From the IRS With Allan Rolnick Tackling communication with the IRS relating to taxes. »

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