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Bautis Financial

Bautis Financial

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How to Make a Budget

There’s no time like the present to work on your financial health. Here’s how to make a budget in 5 easy steps:

  1. Calculate your net income. This is how much money you take home after taxes.
  2. List your monthly expenses. This includes everything from your mortgage to your Netflix subscription. 
  3. Label expenses as fixed and variable. Rent is a fixed expense. Dining out is a variable expense. 
  4. Find the average monthly cost of each expense. You can look at your past bank statements to gather this information. 
  5. Make adjustments. If you see that your expenses are higher than your income it might be time to make some changes. 

Feeling a bit overwhelmed? Don’t ignore your financial health. Talk to us today!

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Bautis Financial
7 North Mountain Ave
Montclair, NJ 07042
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862-205-5800
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