Define Your Objectives
We work with you to articulate the goals that you find most meaningful, both in the short and long term. For instance, your near-term focus may be on gaining access to unique investment opportunities that complement your business, but your long-term priority may be passing wealth onto your children in a way that allows them to thrive. We address the short-term goal while making sure that our strategies promote the long-term goal as well.
We also examine the multiple wealth planning issues involved in your financial life to determine whether any of your articulated objectives compete with one another. Managing competing objectives is an essential part of the work we do.
Optimize Your Financial Situation
Our clients rely on us to help them with everything from achieving better investment returns to preparing their children to successfully manage inherited wealth. We know how to find untapped opportunities in even the most complex and highly managed financial situations and we focus on the interactions between the financial issues that affect you. For example, decisions about your investment strategy may affect your cash flow, taxable income, insurance, and estate planning requirements. While your specialty advisors are best equipped to advise about specific issues within their areas of expertise, we are uniquely positioned to advise you about all of these interactions.
Ensure Your Key Advisors Work as a Team
As a new client, you may come to us with highly-competent attorneys, accountants, investment, and insurance professionals already engaged. Our mission is not to replace these other advisors. Rather it is to make sure that all of the advisors working with you are working as a coordinated team to develop strategies aligned with your
objectives.
Peace of Mind
Our ultimate goal is to create peace of mind for you by anticipating your needs, developing contingency plans to deal with uncertainty, keeping risk exposures within your acceptable limits, minimizing taxes, and helping you to achieve your overall financial objectives.
50 Things Bautis Financial Can Do for You
In addition to managing investment accounts, here are 50 ways that Bautis Financial can help you:
Financial Planning
1. Care more about you and your money than anyone who doesn’t share your last name.
2. Guide you to think about areas of your financial life you may not have considered.
3. Formalize your goals and puts them in writing.
4. Help you prioritize your financial opportunities.
5. Help you determine realistic goals.
6. Study possible alternatives that could meet your goals.
7. Prepare a financial plan and/or an investment policy statement for you.
8. Suggest creative alternatives that you may not have considered including the best way to claim Social Security.
9. Review and recommends life insurance policies to protect your family.
10. Assist you in setting up a company retirement plan.
11. Assist in preparing an estate plan for you.
12. Review your children’s custodial accounts and 529 plans.
13. Help you determine your IRA Required Minimum Distribution.
14. Provide reminders about key financial planning data.
15. Check with you before the end of the year to identify any last minute financial planning needs.
16. Guide you on ways to fund health care in retirement.
Investments
17. Prepare an asset allocation for you so you can achieve the best rate of return for a given level of risk tolerance.
18. Stay up to date on changes in the investment world.
19. Monitor your investments.
20. Review your investments in your company 401(k) or 403(b) plans.
21. Review your existing IRAs.
22. Convert your investments to lifetime income.
23. Refer you to banking establishments for loan and trust alternatives
24. Suggest alternatives to increase your income during retirement.
25. Record and researches your cost basis on securities.
26. Provide you with unbiased investment research.
27. Provide you with personal investment analysis.
28. Determine the risk level of your existing portfolio.
29. Help you consolidate and simplify your investments.
30. Provide you with technical, fundamental, and quantitative investment analysis.
31. Provide introductions to money managers.
32. Analysis of your current and potential real estate and private equity investments to determine which ones I should keep and/or add to your portfolio.
33. Show you how to access your statements and other information online.
Taxes
34. Suggest alternatives to lower your taxes during retirement.
35. Review your tax returns with an eye to possible savings in the future.
36. Stay up to date on tax law changes.
37. Help you reduce your taxes.
38. Reposition investments to take full advantage of tax law provisions.
39. Work with your tax and legal advisors to help you meet your financial goals.
Person–to–Person
40. Monitor changes in your life and family situation.
41. Proactively keeps in touch with you.
42. Serve as a human glossary of financial terms such as beta, P/E ratio, and Sharpe ratio.
43. Provide referrals to other professionals, such as accountants and attorneys.
44. Share the experience of dozens or hundreds of his clients who have faced circumstances similar to yours.
45. Help with the continuity of your family’s financial plan through generations.
46. Keep you on track.
47. Identify your savings shortfalls.
48. Develop and monitors a strategy for debt reduction.
49. Is a wise sounding board for ideas you are considers.
50. Is honest with you.