- Set an achievable goal. It can be tempting to set lofty goals but the more achievable the goal the more likely you are to stick to your savings plan.
- Record your expenses. Keeping close track of where your money goes will illuminate areas you can cut.
- Budget for savings. Setup an automatic savings account each month, just like you would for your bills.
- Explore digital budgeting tools.
Take control of your financial fitness. Do some digging to find a tool that you like. Feel good about your financial health in the New Year!