• Skip to main content
  • Skip to header right navigation
  • Skip to site footer
Bautis Financial

Bautis Financial

Secure your Castle, Achieve your Dreams.

  • Schedule a Call
  • Podcasts
    • Agent of Wealth
    • Clear a Path
  • About
    • Our Approach
    • Our Team
    • Our Difference
  • Who We Work With
    • Individuals and Families
    • Small Business Owners
    • Retirees and Pre-Retirees
    • 401k Plan Sponsors
  • Insights
    • Blog
    • Business Valuation Advisor
    • College Planning Hub
    • Discover How
    • Learning Center
    • Risk Score
  • Client Access
    • Wealth Center
    • Orion

Retirement Income With Fixed Indexed Annuities

July 10, 2013 by Bautis Financial

Annuities are contracts that are purchased by investors from insurance companies in exchange for promise of future payment.  There are several types of annuities which exist, including variable, fixed, deferred, immediate, and indexed. Indexed annuities, the topic of this post are a type of annuity that grows at the greater of a) an annual, guaranteed minimum rate of return; or b) the return from a specified market index (such as the S&P 500).  In a robust market, you will not achieve the actual performance of the index due to how the gains are added to your annuity, however in a down market you won’t ever lose your principal.  The fact that principal cannot be lost makes fixed index annuities very popular with conservative investors who want a fixed stream of income that they cannot outlive.
Like other annuities indexed annuities can provide several key benefits to investors including a way to defer taxes and provide income during retirement.
I have included a couple of videos below that do a good job of explaining the basics of annuities and specifically indexed annuities in a way that is easy to understand.
The first video is by The Annuity Think Tank, a free website providing information about annuities.  The second link is to a series of three videos by Allianz, an insurance company that sells annuities.  The first video provides the basics of annuities, the second one contains information about fixed index annuities, and the third video markets their strength as an annuity provider.
All types of annuities have their pros and cons.  If you would like to discuss whether an annuity makes sense for you I’d be happy to talk.

Allianz
Allianz Video

 
[youtube]http://www.youtube.com/watch?v=tSkxVKEd3z4[/youtube]

Category: Insurance, Retirement Planning
Previous Post: « Do You Need Disability Insurance? Disability Insurance Awareness Month: Are You Covered?
Next Post: Social Security Gets An Annual Checkup Social Security Gets an Annual Checkup »

Sidebar

Featured Articles

bautisfinancial risk number

Recent Posts

How to Teach Your Children to Invest Like a Honeybee With Henry Svec

Episode 148 – How to Teach Your Children to Invest Like a Honeybee With Henry Svec

March 24, 2023 By Bautis Financial

Fed Hikes Rates by a Quarter Point and Indicates Increases May Be Nearing an End

Fed Hikes Rates by a Quarter Point and Indicates Increases May Be Nearing an End

March 23, 2023 By Bautis Financial

5 Questions to Ask Yourself 5 Years Before You Retire

5 Questions to Ask Yourself 5 Years Before You Retire

March 21, 2023 By Bautis Financial

Biden Vetos Retirement Investment Resolution

President Biden Issues First Veto of Presidency On Retirement Investment Resolution

March 21, 2023 By Bautis Financial

Stock Market Recap

Market Recap Week of 3/13/2023 Through 3/17/2023

March 20, 2023 By Bautis Financial

Blog Categories

  • Budgeting/Saving (36)
  • Business (53)
  • Clear A Path Podcast (6)
  • Client Resources (4)
  • College Planning Learning Center (2)
  • College Planning Podcast Series (3)
  • Daily Flash Briefing (1)
  • Education (33)
  • Estate Planning (16)
  • Finance News (584)
  • Insurance (27)
  • Investments (247)
  • Learning Center (25)
  • Lifestyle (52)
  • Miscellaneous (50)
  • Personal Finance (159)
  • Politics (21)
  • Real Estate (48)
  • Retirement Planning (104)
  • Social Security and Medicare (28)
  • Taxes (49)
  • The Agent of Wealth Podcast (147)
  • Uncategorized (109)
  • Videos (154)
  • Wealth Management (72)

Subscribe to Our Insights

Sign up to receive valuable financial insight and updates straight to your inbox each week.

Social

Follow along on social media

Contact

Bautis Financial
7 North Mountain Ave
Montclair, NJ 07042
Get directions
862-205-5800
Contact

Navigation

  • Schedule a Call
  • Podcasts
    • Agent of Wealth
    • Clear a Path
  • About
    • Our Approach
    • Our Team
    • Our Difference
  • Who We Work With
    • Individuals and Families
    • Small Business Owners
    • Retirees and Pre-Retirees
    • 401k Plan Sponsors
  • Insights
    • Blog
    • Business Valuation Advisor
    • College Planning Hub
    • Discover How
    • Learning Center
    • Risk Score
  • Client Access
    • Wealth Center
    • Orion

Copyright © 2023 · Bautis Financial · All Rights Reserved · Powered by Mai Theme

Return to top