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emergency savings

Americans Are Saving Less as Household Budgets Tighten

Americans Are Saving Less as Household Budgets Tighten

June 2, 2026 by Bautis Financial

The personal savings rate has fallen to one of its lowest levels in decades as rising costs continue to strain household budgets. Here’s what it could mean for your financial plan.

Read moreAmericans Are Saving Less as Household Budgets Tighten
What is an emergency fund?

Why You Need An Emergency Fund

January 12, 2021 by Bautis Financial

Here's what an emergency fund is, and what it should consist of depending on your financial situation.

Read moreWhy You Need An Emergency Fund
Are You Financially Prepared for a Weather-Related Emergency?

Are You Financially Prepared for a Weather-Related Emergency? – Daily Flash Briefing

August 4, 2020 by Bautis Financial

It often takes disaster to remind us to be prepared. Here's some tips for financial disaster preparation.

Read moreAre You Financially Prepared for a Weather-Related Emergency? – Daily Flash Briefing
Roth IRA

Uses of a Roth IRA

December 26, 2018 by Bautis Financial

A Roth IRA account is one of the most flexible retirement accounts available. Here are four ways to use them, three of which being alternatives to retirement.

Read moreUses of a Roth IRA

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Bautis Financial
8 Hillside Ave
Suite LL1,
Montclair, NJ 07042
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