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Bautis Financial

Bautis Financial

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Financial Health

Drowning in Debt Illustration

Debt-to-Income Ratio, Explained

January 13, 2026 by Kyra Mackesy

Your debt-to-income ratio isn’t just a number, it reflects how much of your income is already committed before you cover living expenses or savings. Learn why your DTI ratio matters, and how to improve it.

Read moreDebt-to-Income Ratio, Explained
Financial Stress

Get Your Financial S*#t Together

June 12, 2023 by Bautis Financial

If you need to get a handle on your finances, but you're not sure where to start, these five simple exercises can build a solid foundation for success.

Read moreGet Your Financial S*#t Together
Healthy Relationship with Money

How to Resolve Financial Issues With Your Spouse – Daily Flash Briefing

July 15, 2021 by Bautis Financial

Having trouble talking about money with your spouse? Consider this.

Read moreHow to Resolve Financial Issues With Your Spouse – Daily Flash Briefing
How to Change Your Money Mindset

How to Change Your Money Mindset – Daily Flash Briefing

July 13, 2021 by Bautis Financial

Prior to a trip to Africa, Bob Wheeler's value was in what he could produce — money, success and accolades. But all of that changed with a simple mindset switch.

Read moreHow to Change Your Money Mindset – Daily Flash Briefing
FInancial Planning is like Exercise - Financial Health

Plan Your Finances as You Would Your Exercise – Daily Flash Briefing

February 25, 2021 by Bautis Financial

What does exercise have in common with financial planning and investing? Listen in for the answer.

Read morePlan Your Finances as You Would Your Exercise – Daily Flash Briefing
How Cash Flow Leads to Financial Wellness

The First Step To Financial Wellness

January 19, 2021 by John Williams

It all starts with your cash flow.

Read moreThe First Step To Financial Wellness

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Contact

Bautis Financial
8 Hillside Ave
Suite LL1,
Montclair, NJ 07042
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862-205-5800

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Navigation

  • Schedule a Call
  • Podcasts
    • Agent of Wealth
    • Clear a Path
  • About
    • Our Approach
    • Our Team
    • Our Difference
  • Who We Work With
    • Individuals and Families
    • Small Business Owners
    • Retirees and Pre-Retirees
    • 401k Plan Sponsors
  • Insights
    • Blog
    • Business Valuation Advisor
    • College Planning Hub
    • Discover How
    • Learning Center
    • Risk Score
  • Client Access
    • Wealth Center
    • Orion

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