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Mortgage

3 Tips For Negotiating Your Next Mortgage

3 Tips For Negotiating Your Next Mortgage

October 24, 2023 by Bautis Financial

As lenders and home sellers lose deals to buyers' cold feet, they're increasingly willing to get your business. Discover how you can leverage those pressures and find a decent mortgage in a high-rate environment.

Read more3 Tips For Negotiating Your Next Mortgage
Mortgage Demand Drops to 27-Year Low

Despite a Slight Drop in Rates, Mortgage Demand Drops to 27-Year Low

September 7, 2023 by Bautis Financial

Demand for mortgages fell to its lowest level since December 1996 last week, despite a 0.10% dip in mortgage rates.

Read moreDespite a Slight Drop in Rates, Mortgage Demand Drops to 27-Year Low
U.S. Households Increased Debt at the Fastest Pace in 15 Years

U.S. Households Increased Debt at the Fastest Pace in 15 Years

November 15, 2022 by Bautis Financial

Household debt increased last quarter at the fastest pace in 15 years, due to hefty increases in credit card usage and mortgage balances.

Read moreU.S. Households Increased Debt at the Fastest Pace in 15 Years
“Good Debt” Versus “Bad Debt”

“Good Debt” Versus “Bad Debt”

October 6, 2022 by Kyra Mackesy

Don’t be fearful of all debt. The correct amount of good debt can increase your ability to save for the future, build wealth and enhance your life.

Read more“Good Debt” Versus “Bad Debt”
First-Time Homebuyers, Here's a Primer on Mortgage Rates

First-Time Homebuyers, Here’s a Primer on Mortgage Rates

August 29, 2022 by Bautis Financial

Curious to learn more about what goes in to calculating your mortgage rate? Here are the basics.

Read moreFirst-Time Homebuyers, Here’s a Primer on Mortgage Rates
Should I Pay Off My Mortgage?

Financial Planning Checklist: Should I Pay Off My Mortgage?

August 8, 2022 by Marc Bautis

Gain a more nuanced understanding of why and why not to consider paying off your mortgage.

Read moreFinancial Planning Checklist: Should I Pay Off My Mortgage?
Home Mortgage - Should You Pay Off Your Mortgage?

Should You Pay Off Your Mortgage?

May 20, 2022 by Kyra Mackesy

Paying off your mortgage and being debt-free can sound appealing, but for some homeowners, their financial situation and future goals might call for keeping the major monthly expense and allocating the money elsewhere.

Read moreShould You Pay Off Your Mortgage?
Reverse Mortgage

What is a Reverse Mortgage? – Daily Flash Briefing

May 12, 2022 by Bautis Financial

Reverse mortgages are one way of using the equity in your home. They may or may not be right for your unique situation, but here’s what you need to know about eligibility and cost.

Read moreWhat is a Reverse Mortgage? – Daily Flash Briefing
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Bautis Financial
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Suite LL1,
Montclair, NJ 07042
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