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Mortgage

U.S. Households Increased Debt at the Fastest Pace in 15 Years

U.S. Households Increased Debt at the Fastest Pace in 15 Years

November 15, 2022 by Bautis Financial

Household debt increased last quarter at the fastest pace in 15 years, due to hefty increases in credit card usage and mortgage balances.

Read moreU.S. Households Increased Debt at the Fastest Pace in 15 Years
“Good Debt” Versus “Bad Debt”

“Good Debt” Versus “Bad Debt”

October 6, 2022 by Kyra Mackesy

Don’t be fearful of all debt. The correct amount of good debt can increase your ability to save for the future, build wealth and enhance your life.

Read more“Good Debt” Versus “Bad Debt”
First-Time Homebuyers, Here's a Primer on Mortgage Rates

First-Time Homebuyers, Here’s a Primer on Mortgage Rates

August 29, 2022 by Bautis Financial

Curious to learn more about what goes in to calculating your mortgage rate? Here are the basics.

Read moreFirst-Time Homebuyers, Here’s a Primer on Mortgage Rates
Should I Pay Off My Mortgage?

Financial Planning Checklist: Should I Pay Off My Mortgage?

August 8, 2022 by Marc Bautis

Gain a more nuanced understanding of why and why not to consider paying off your mortgage.

Read moreFinancial Planning Checklist: Should I Pay Off My Mortgage?
Home Mortgage - Should You Pay Off Your Mortgage?

Should You Pay Off Your Mortgage?

May 20, 2022 by Kyra Mackesy

Paying off your mortgage and being debt-free can sound appealing, but for some homeowners, their financial situation and future goals might call for keeping the major monthly expense and allocating the money elsewhere.

Read moreShould You Pay Off Your Mortgage?
Reverse Mortgage

What is a Reverse Mortgage? – Daily Flash Briefing

May 12, 2022 by Bautis Financial

Reverse mortgages are one way of using the equity in your home. They may or may not be right for your unique situation, but here’s what you need to know about eligibility and cost.

Read moreWhat is a Reverse Mortgage? – Daily Flash Briefing
Today's Mortgage Rates

What Are Today’s Mortgage Rates? – Daily Flash Briefing

December 1, 2021 by Bautis Financial

Last week, mortgage rates rose again, causing a large drop in demand. But the mortgage landscape changed later in the week as news of the new COVID-19 variant came to light.

Read moreWhat Are Today’s Mortgage Rates? – Daily Flash Briefing
What is Mortgage Note Investing?

What is Mortgage Note Investing? – Daily Flash Briefing

August 12, 2021 by Bautis Financial

In this clip from episode 77 of the Agent of Wealth Podcast, BeQuest Funds co-founder Martin Saenz explains the alternative investing strategy of mortgage notes.

Read moreWhat is Mortgage Note Investing? – Daily Flash Briefing
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Montclair, NJ 07042
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