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Student Loans

Understanding College Financial Aid Packages: What to Look For and How to Interpret It

February 6, 2026 by Kyra Mackesy

Financial aid award letters can be misleading. One college may seem more affordable—until you realize loans are making up most of the aid. Before making a decision, know what to look for and how to compare offers the right way. Let this be your guide to understanding financial aid packages.

Read moreUnderstanding College Financial Aid Packages: What to Look For and How to Interpret It
What to Consider to Fund Your Child’s College Education

Financial Planning Checklist: What to Consider to Fund Your Child’s College Education

January 2, 2026 by Kayla Waller, CFP®

College tuition is rising faster than almost anything else – but the good news is, families have more tools than ever to plan ahead. The key is knowing which options to use, and when.

Read moreFinancial Planning Checklist: What to Consider to Fund Your Child’s College Education
Home Down Payment vs. Student Debt: Which Should You Prioritize?

Home Down Payment vs. Student Debt: Which Should You Prioritize?

November 4, 2025 by Kyra Mackesy

Buying a home while paying student loans can feel impossible. Learn how to balance debt repayment and down payment savings with smart, strategic planning.

Read moreHome Down Payment vs. Student Debt: Which Should You Prioritize?
GOP Student Loan Proposal

Student Loan Overhaul Sparks Debate Over Access and Affordability

April 29, 2025 by Bautis Financial

A new GOP proposal could drastically reshape how students borrow and repay college loans. From borrowing caps to stricter Pell Grant requirements, here’s what you need to know.

Read moreStudent Loan Overhaul Sparks Debate Over Access and Affordability
Student Loan Delinquencies Surge as Covid-Era Relief Ends: What Borrowers Need to Know

Student Loan Delinquencies Surge as Covid-Era Relief Ends: What Borrowers Need to Know

March 26, 2025 by Bautis Financial

Student loan delinquencies surged after the Covid-era payment pause ended, affecting 9.7 million borrowers. Learn how missed payments impact credit scores and explore options to stay on track.

Read moreStudent Loan Delinquencies Surge as Covid-Era Relief Ends: What Borrowers Need to Know
The Future of Graduate School Funding is Uncertain

The Future of Graduate School Funding is Uncertain

March 12, 2025 by Bautis Financial

The future of graduate school funding is uncertain. If federal Grad PLUS Loans are cut, students may struggle to afford advanced degrees. Learn more about the potential impact and what it could mean for higher education.

Read moreThe Future of Graduate School Funding is Uncertain

Understanding the Difference Between In-State and Out-of-State Tuition: How It Affects Your Finances

November 29, 2024 by Kyra Mackesy

Deciding between in-state and out-of-state colleges can have a big impact on your educational costs. Discover why tuition rates vary so widely and explore strategies to make higher education more affordable.

Read moreUnderstanding the Difference Between In-State and Out-of-State Tuition: How It Affects Your Finances
5 Financial Hacks for Recent College Graduates

5 Financial Hacks for Recent College Graduates

October 3, 2024 by Dylan Kramer

Recent college graduates face distinct financial hurdles, including student loan debt and rising living expenses, but by uncovering these five financial strategies, you can put a plan in place to build a solid foundation for your financial future.

Read more5 Financial Hacks for Recent College Graduates
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Suite LL1,
Montclair, NJ 07042
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