When it comes to financial planning, we’re a big proponent of having visibility into your cash flow, and knowing what money you have coming in and where is it going.


The opportunity cost calculation can be measured for other things, like ordering take out 4x per week ($1,277,000), cutting the cable cord ($272,000) or getting rid of your an gym membership ($73,000).
It’s not about cutting out everything and living a Spartan life, but ensuring that you control your money and that your money doesn’t control you. If going on a vacation is important to you, then work in a vacation every year into your financial plan.