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Social Security and Medicare

Medicare Health Insurance Card

Episode 307 – Medicare Explained: How to Navigate Your Coverage Options With Ryan George

September 4, 2026 by Bautis Financial

Missing a Medicare deadline can have consequences that last a lifetime. Understanding when to enroll, what coverage you need and how your options can change over time is essential to avoiding costly mistakes.

Read moreEpisode 307 – Medicare Explained: How to Navigate Your Coverage Options With Ryan George
Switching Social Security Benefits

Can You Switch Social Security Benefits? Strategies to Maximize Retirement Income

May 14, 2026 by Bautis Financial

Switching Social Security benefits is one of the most effective ways to maximize your retirement income. However, most people don’t know how, when, or even if they can do so. Read on to discover switching opportunities you may be eligible for, and how the process works.

Read moreCan You Switch Social Security Benefits? Strategies to Maximize Retirement Income
Understanding the Tax Trap Behind Social Security

Understanding the Tax Trap Behind Social Security

April 28, 2026 by Bautis Financial

Up to 85% of your Social Security benefits could be taxable. Understand the rules, hidden tax traps, and smart planning strategies to help reduce your retirement tax bill.

Read moreUnderstanding the Tax Trap Behind Social Security
April is National Social Security Month

April is National Social Security Month

April 1, 2026 by Bautis Financial

April is National Social Security Month — a timely reminder that when you claim benefits is a permanent decision that can shape your retirement income for decades. Learn why thoughtful planning matters.

Read moreApril is National Social Security Month

Medicare Advantage Under Pressure: CMS Signals Flat Payments for 2027

January 28, 2026 by Bautis Financial

CMS surprised markets by proposing a near-flat increase to Medicare Advantage payment rates for 2027, triggering sharp declines across major health insurance stocks.

Read moreMedicare Advantage Under Pressure: CMS Signals Flat Payments for 2027
Delaying Social Security to Age 70

Is Delaying Social Security to Age 70 Worth It?

November 11, 2025 by Bautis Financial

“Wait until age 70” has become a common Social Security recommendation — but real life is more nuanced. Your claiming strategy should fit your broader retirement plan, including how you spend, invest, and prioritize your time.

Read moreIs Delaying Social Security to Age 70 Worth It?
Avoiding Medicare Surprises: 6 Caveats Every Retiree Should Know

Avoiding Medicare Surprises: 6 Caveats Every Retiree Should Know

August 12, 2025 by Bautis Financial

Turning 65 or planning to leave employer health coverage? Discover six common Medicare mistakes – from missed deadlines to surprise costs – and how to avoid them for a smoother transition into retirement healthcare.

Read moreAvoiding Medicare Surprises: 6 Caveats Every Retiree Should Know
How to Navigate Your Social Security Benefits

How to Navigate Social Security Benefits and Make the Most of Your Payout

August 5, 2025 by Dylan Kramer

When and how you claim Social Security can make a six-figure difference in lifetime income. Learn how benefits are calculated and strategies to maximize your payout.

Read moreHow to Navigate Social Security Benefits and Make the Most of Your Payout
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