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Interest Rates

Inflation Data, September 2025

Moderating Inflation: What Investors and Retirees Should Know

November 4, 2025 by Bautis Financial

Inflation is still rising, but slower than expected. September’s report offers relief for investors, retirees, and anyone planning their finances. Learn what it means for markets, interest rates, and Social Security.

Read moreModerating Inflation: What Investors and Retirees Should Know
Home Down Payment vs. Student Debt: Which Should You Prioritize?

Home Down Payment vs. Student Debt: Which Should You Prioritize?

November 4, 2025 by Kyra Mackesy

Buying a home while paying student loans can feel impossible. Learn how to balance debt repayment and down payment savings with smart, strategic planning.

Read moreHome Down Payment vs. Student Debt: Which Should You Prioritize?
Federal Reserve Cuts Rates Again, But Signals Caution Ahead

Federal Reserve Cuts Rates Again, But Signals Caution Ahead

October 29, 2025 by Bautis Financial

By a 10-2 vote, the Federal Open Market Committee lowered its benchmark borrowing rate to a range of 3.75-4%, the second consecutive rate cut. But statements from Fed Chair Jerome Powell raise doubts about easing at the next meeting.

Read moreFederal Reserve Cuts Rates Again, But Signals Caution Ahead
First Rate Cut of 2025

The Fed’s First Rate Cut of 2025: What It Means for Your Money

September 25, 2025 by Bautis Financial

The Federal Reserve cut interest rates for the first time in 2025. Here’s what that move signals about the economy – and how it could affect borrowing, saving and investing.

Read moreThe Fed’s First Rate Cut of 2025: What It Means for Your Money

Market Recap Week of 09/15/2025 to 09/19/2025

September 22, 2025 by Bautis Financial

The Fed’s first rate cut of 2025 sparked a relief rally, sending the S&P 500 to new highs. See which sectors and stocks led, plus what’s ahead with earnings and economic data this week.

Read moreMarket Recap Week of 09/15/2025 to 09/19/2025
What the Fed’s Next Move Could Mean for You

What the Fed’s Next Move Could Mean for You

September 16, 2025 by Bautis Financial

The Federal Reserve is watching jobs and inflation closely. A rate cut could be next – but what does that mean for you? Lower debt costs, shifting markets, and changes in savings rates are just the start.

Read moreWhat the Fed’s Next Move Could Mean for You
Bautis Financial Advisor Commentary

Bautis Financial Advisor Commentary: August 15, 2025

August 15, 2025 by Marc Bautis

Fewer jobs, quieter restaurants, delayed purchases… yet the S&P 500 keeps hitting record highs. Discover how interest rates, big tech companies, and investor behavior can drive markets even during slowdowns.

Read moreBautis Financial Advisor Commentary: August 15, 2025

The Fed Holds Steady on Interest Rates — What It Means for Consumers and Borrowers

July 31, 2025 by Bautis Financial

On Wednesday, the Federal reserve voted to hold interest rates steady, maintaining its benchmark rate between 4.25% and 4.5%. Here’s what it means, and a discussion on the possible implications.

Read moreThe Fed Holds Steady on Interest Rates — What It Means for Consumers and Borrowers
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Montclair, NJ 07042
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